Finance and Mortgage Brokers
We have spent our entire careers helping individuals and small businesses access the right financial solution.
As a full service finance brokerage we have access to over 40 banks, finance companies and lenders.
Why is that important? Every client is different and has a unique set of circumstances. There is simply no one bank that is the perfect fit for every client.
Trusted by Accountants and their Clients
After 25 years in the Finance industry, Accountant Financial Services was established in 2019 by Gavin Judd. At the core of our model was to utilise our combined 30 years in partner led lending expertise to partner with Accounting firms to deliver financial services solutions to their clients.
This has been a very successful engagement model for us and we are grateful to our growing Accounting Firm partnerships that entrust us with their clients.
In addition to clients who are introduced to us via their accountant we have a number of other strategic partnerships that introduce clients and we also get many clients making direct contact with us.
Irrespective of how clients come to us, our goal is always the same - delight the client. We ensure that you always get the best possible outcome. To do this we understand the client's needs, educate the client on options and structures that best suit their individual needs and simplify the process through these critical stages - application, documentation and settlement.
Referrals and return clients are a direct result of our open, consultative approach. We always keep in constant contact with our clients throughout the process and there are no silly questions - we are always here to help.
Business and Consumer Finance specialists
Business clients will access funding solutions to acquire equipment, ease cashflow constraints and grow their business.
Homes and investment properties are the largest purchase many clients make, we help navigate the process and choose suitable Home, Investment Property and Car loans.
Home Loans
We are experts in matching our clients circumstances and needs with the right mortgage lender.
It's no surprise that over 76% of all home loans in Australia are facilitated by a finance broker. We have access to over 45 different lenders to ensure we can deliver the best solution at the best rate.
Competition amongst lenders is good for consumers.
At the core of every interaction is our commitment to finding the right solution that serves our client's best interests.
Banks directly can't do this as they only have one solution they can sell you, whether it's the right fit at the the best rate or not.
Car Loans
Consumer Car loans
We will advise and assist your clients in obtaining car finance independent from dealers, giving flexibility of where and from whom they purchase their next car. Be it a new or used car, from a dealer or private sale.
We are seeing more and more, clients are looking for car loans away from the dealership offered solutions where the offer is often very prescriptive, time consuming and at higher rates.
Our solutions are bespoke for each client, delivering flexibility on term, deposits and residual values to achieve repayments that fit within client budgets.
Car Lease
There are many options available to Sole traders and Business owners to fund their next vehicle, be it their first company car or adding to a growing fleet.
We spend time to understand client requirements to structure the agreement with not only the lowest interest rate, but also the right term and residual value and deposits to arrive at an affordable repayment.
New, used or light commercial, we can even finance the tray fit out on a ute.
Also, lenders are offering lower rates to acquire electric vehicles.
Equipment Finance
We help businesses acquire the equipment they need, including:
Plant & Equipment
Trucks and trailers
Farm equipment (Harvesters, tractors, etc.)
Yellow goods (excavators, bulldozer, skid steer, etc.)
Office equipment / technology
Healthcare
Manufacturing
Debtor and Trade Finance
No longer viewed as a last resort for a struggling business.
Used effectively Debtor Finance allows businesses to utilise the value that exists in their debtors ledger to smooth cashflow and allow them to take advantage of opportunties they may have historically passed on due to cashflow constraints.
Commercial property & Business finanace
The investment in and owning commercial property is becoming very popular.
Some of our clients us their Self Managed Super Funds (SMSF) to purchase their place of business, rather than continuing to rent.
Others are simply investing in property, be it to rent out as an in investment or be an owner occupier.
Finally, there are many options for business owners to utilise equity in property (residential or commercial) as security against business loans.
This is a popular way for established businesses to continue to grow, especially when opportunities present themselves that require capital and is a far less expensive option to unsecured business lending.
Why us
In an era when you no longer have access to a "Bank Manager" to discuss your personal or business lending requirements, having an experienced Finance and Mortgage broker in your corner fills that void.
We are here to discuss options, not only in the good times, but also when there are challenges.
With over 75% of all home loans being facilitated by Mortgage Brokers it is evident that consumers recognise that having an independent finance expert act in their best interest and advocate for the best possible solution is now the best option in obtaining a mortgage.
A similar pattern is evident in business finance, business owners now have choices, a myriad of lenders, an enormous amount of financial products and solutions (some that didn't even exist 3 years ago).
If any of the below sounds like you, let's chat:
Haven't reviewed your current home loan in the last 12 months
Considering (or have) a SMSF to acquire an investment property
Buying a car, truck, ute, bike or boat for yourself or your business
Have growth opportunities in your business, but are restricted by cashflow constraints
Have ATO debt in your business
Managing Partner and Lending Specialist
Gavin brings over 25 years of Financial Services experience to every client interaction.
Having worked for local and international Banks and Finance Companies, servicing small to medium businesses and consumers with a broad range of finance products.
Gavin is able to bring his own business ownership experience to assist business clients with the challenges they face whist running successful growing businesses.
Gavin Judd
Managing Partner
Contact Us
Authority to engage in credit activities
Accountant Financial Services Pty Ltd ABN 47 637 902 544 is authorised under LMG Broker Services Pty Ltd ACN 632 405 504 Australian Credit License 517192
The information provided on this site is on the understanding that it is for illustrative and discussion purposes only. Whilst all care and attention is taken in its preparation any party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific personal and business requirements and circumstances. Terms, conditions, fees and charges may apply. Normal lending criteria apply. Rates subject to change. Approved applicants only.